Financial Services Extension¶
The Financial Services Extension extends L1 with concepts specific to banking, insurance, and asset management.
Overview¶
This extension covers:
Institutions — Financial institutions, bank branches, business lines
Products — Loans, insurance policies, investment funds, customer accounts
Markets — Transactions, portfolios, trading platforms
Roles — Relationship managers, risk analysts, compliance officers, underwriters
Risk — Credit risk, market risk, operational risk
Compliance — AML policy, KYC process, regulatory reporting
Systems — Core banking system, trading platform
KPIs — NPL ratio, combined ratio, capital adequacy ratio
Statistics¶
| Category | Count |
|---|---|
| New Classes | 30 |
| New Relations | 12 |
| Sample Instances | 7 |
Key Classes¶
| Class | Parent (L1) | Description |
|---|---|---|
FinancialInstitution |
Organization |
Licensed financial services provider |
LoanProduct |
ProductService |
Credit products (mortgages, consumer, business) |
InsurancePolicy |
ProductService |
Risk transfer products (life, property, health) |
InvestmentFund |
ProductService |
Pooled investment vehicles (mutual funds, ETFs) |
CreditRisk |
Risk |
Borrower/counterparty default risk |
KYCProcess |
Process |
Customer identity verification and risk assessment |
CoreBankingSystem |
SystemApplication |
Core deposit, loan, and payment system |
Use Cases¶
- Bank or insurer enterprise knowledge graph
- Regulatory compliance automation (KYC/AML)
- Credit risk scoring and portfolio analytics
- Customer 360 data integration across business lines