L2 Financial Services Extension / L2 金融服务行业扩展¶
L2 Financial Services Industry and Domain Extension — 30 classes, 12 relations (v1.0.0).
L2 金融服务行业扩展 —— 包含 30 个类、12 个关系（v1.0.0）。
Source:
l2-extensions/financial-services/financial_services_extension_v1.json
Classes / 类 (30)¶
| ID | EN | ZH | Parent | Definition (EN) |
|---|---|---|---|---|
FinancialInstitution |
Financial Institution | 金融机构 | Organization |
A licensed entity providing financial services, e.g., banks, insurers, brokerages, fund managers |
BankBranch |
Bank Branch | 银行网点 | OrgUnit |
A geographically distributed branch providing in-person banking services |
BusinessLine |
Business Line | 业务条线 | OrgUnit |
An operational unit organized by business type, e.g., retail banking, corporate banking, investment banking, wealth management |
FinancialProduct |
Financial Product | 金融产品 | ProductService |
Standardized or customized products designed and sold by financial institutions, e.g., deposits, loans, funds, insurance policies |
LoanProduct |
Loan Product | 贷款产品 | FinancialProduct |
Credit products issued to individuals or corporations, including mortgages, consumer loans, and business loans |
InsurancePolicy |
Insurance Policy | 保险产品 | FinancialProduct |
Risk transfer products underwritten by insurers, including life, property, health, and liability insurance |
InvestmentFund |
Investment Fund | 投资基金 | FinancialProduct |
Pooled investment vehicles including mutual funds, private equity funds, and ETFs |
CustomerAccount |
Customer Account | 客户账户 | Resource |
An account opened for a customer, recording balances, holdings, and transaction history |
Transaction |
Transaction | 交易 | Event |
A transfer event of funds or financial assets, including deposits, transfers, payments, securities trades |
Claim |
Insurance Claim | 理赔 | Resource |
A request for loss compensation filed by a policyholder to an insurer |
Portfolio |
Investment Portfolio | 投资组合 | Resource |
A collection of financial assets allocated according to risk appetite and investment strategy |
CreditScore |
Credit Score | 信用评分 | DataObject |
A risk assessment score calculated from a customer's credit history |
RegulatoryReport |
Regulatory Report | 监管报告 | Document |
Compliance reports submitted periodically to regulators, e.g., capital adequacy, AML reports |
RelationshipManager |
Relationship Manager | 客户经理 | Role |
A front-line role responsible for customer relationship management and product sales |
RiskAnalyst |
Risk Analyst | 风险分析师 | Role |
A professional role assessing credit, market, and operational risks |
ComplianceOfficer |
Compliance Officer | 合规官 | Role |
A governance role ensuring institutional operations comply with laws, regulations, and internal policies |
Underwriter |
Underwriter | 核保人 | Role |
A risk control role evaluating and approving insurance or loan applications |
CreditRisk |
Credit Risk | 信用风险 | Risk |
Risk of loss due to a borrower's or counterparty's failure to meet contractual obligations |
MarketRisk |
Market Risk | 市场风险 | Risk |
Risk of loss due to fluctuations in interest rates, exchange rates, equity prices, or commodity prices |
OperationalRisk |
Operational Risk | 操作风险 | Risk |
Risk of loss due to inadequate internal processes, people, systems, or external events |
AMLPolicy |
Anti-Money Laundering Policy | 反洗钱政策 | Policy |
Compliance policy framework for preventing money laundering and terrorism financing |
KYCProcess |
Know Your Customer Process | 客户尽调流程 | Process |
Pre-onboarding and ongoing customer identity verification and risk assessment process |
UnderwritingProcess |
Underwriting Process | 核保流程 | Process |
Risk evaluation and approval process for insurance or lending decisions |
ClaimsProcess |
Claims Process | 理赔流程 | Process |
End-to-end claims handling from filing, investigation, assessment to settlement |
RiskManagementCapability |
Risk Management Capability | 风险管理能力 | Capability |
Organizational capability to identify, assess, monitor, and mitigate financial risks |
CoreBankingSystem |
Core Banking System | 核心银行系统 | SystemApplication |
Core business system processing deposits, loans, account management, and payment settlements |
TradingPlatform |
Trading Platform | 交易平台 | SystemApplication |
Electronic platform for executing trades in securities, FX, derivatives, and other financial assets |
NPLRatio |
Non-Performing Loan Ratio | 不良贷款率 | KPI |
Ratio of non-performing loans to total loan balance |
CombinedRatio |
Combined Ratio | 综合成本率 | KPI |
Sum of loss ratio and expense ratio, measuring underwriting profitability |
CapitalAdequacyRatio |
Capital Adequacy Ratio | 资本充足率 | KPI |
Ratio of bank capital to risk-weighted assets, measuring risk resilience |
Relations / 关系 (12)¶
| ID | Domain | Range | Definition (EN) |
|---|---|---|---|
has_business_line |
FinancialInstitution |
BusinessLine |
A financial institution has business lines |
has_branch |
FinancialInstitution |
BankBranch |
A financial institution has branches |
offers_product |
FinancialInstitution |
FinancialProduct |
A financial institution offers financial products |
holds_account |
CustomerAccount |
FinancialProduct |
A customer account holds financial products |
scored_by |
CustomerAccount |
CreditScore |
A customer account is assessed by a credit score |
underwritten_by |
FinancialProduct |
UnderwritingProcess |
A financial product is approved through the underwriting process |
triggers_claim |
InsurancePolicy |
Claim |
An insurance policy triggers a claim |
managed_in_portfolio |
InvestmentFund |
Portfolio |
An investment fund is managed within a portfolio |
reported_to_regulator |
FinancialInstitution |
RegulatoryReport |
A financial institution submits reports to regulators |
complies_with_aml |
KYCProcess |
AMLPolicy |
KYC process complies with AML policy |
processed_on |
Transaction |
CoreBankingSystem |
A transaction is processed on the core banking system |
traded_on |
InvestmentFund |
TradingPlatform |
Investment products are traded on the trading platform |